AllUnity, a joint venture between DWS, Flow Traders, and Galaxy, announces that it has been granted an E-Money Institution (EMI) license by the German Federal Financial Supervisory Authority (BaFin) on 01 July, 2025. This landmark achievement empowers AllUnity to issue Germany’s first BaFin-licensed and highly anticipated Euro stablecoin, fully aligned with the Markets in Crypto-Assets Regulation (MiCAR) framework and designed to meet the highest standards of financial integrity and stability required by European regulators.

Backed by a top tier line up of industry-leading partners, AllUnity will be issuing a fully regulated Euro Stablecoin, named EURAU. With its imminent release, the stablecoin will be 100% collateralized and deliver institutional-grade transparency through proof-of-reserves and regulatory reporting. EURAU can be used for 24/7 instant cross-border settlements, seamless integration for regulated financial institutions, fintechs, Treasuries (ERP), and enterprise clients across Europe and beyond.

“Securing the EMI license from BaFin is a monumental achievement for AllUnity and a testament to our dedication to regulatory excellence. This license is not just a regulatory hurdle cleared, it’s a foundational step towards building a truly secure, transparent and compliant digital cross-border payment ecosystem for Europe and global markets. We are immensely proud to be at the forefront of this innovation, meeting the highest standards of regulation and trust with the support of our esteemed partners,” said Alexander Höptner, CEO of AllUnity.

Stefan Hoops, CEO of DWS, added: “The E-Money Institution (EMI) license is not only a milestone for AllUnity but also marks an inflection point for the European financial industry as it enables the issuance of the first fully regulated EUR stablecoin out of Germany. It is a result of intense and constructive collaboration and comes at a crucial time when digital currencies are increasingly being considered to restore financial autonomy in the EU. While we celebrate this as a landmark moment for AllUnity, DWS and its JV partners, we also believe that bringing the euro on the blockchain represents a foundational building block for the future of the European financial and real economy, creating a gateway to Europe and a more efficient financial system.”

“At Flow Traders, we believe stablecoins are a foundational element in the infrastructure driving the convergence of traditional and digital asset markets. AllUnity’s Euro-denominated stablecoin is built to enable true interoperability and further drive that convergence. With AllUnity now officially obtaining its BaFin license, we are primed to enter the market and accelerate the adoption of digital assets. AllUnity is the result of a unique collaboration between three strategic partners, each of whom has a deep commitment to digital assets and their ability to bring greater transparency to global financial markets. Congratulations to the AllUnity team on reaching this major milestone,” said Mike Kuehnel, CEO of Flow Traders.

“Galaxy has always believed in the transformative potential of regulated digital assets, and this milestone for AllUnity is a powerful testament to that vision. AllUnity’s Euro stablecoin, EURAU, will enable frictionless, compliant, and transparent value transfer, unlocking real utility for institutions, fintechs, and enterprises across borders,” said Mike Novogratz, Founder and CEO of Galaxy. “We’re proud to partner with DWS and Flow Traders to help build the next generation of financial infrastructure in Europe.”

This achievement positions the AllUnity E-Euro (EURAU) as a fully compliant and trusted Euro-backed stablecoin, addressing the critical need for liquidity in the European digital economy. By enhancing the efficiency, security, and transparency of cross-border payments, AllUnity will set a new standard for stablecoin utility in regulated environments accelerating the evolution of the cross-border payments ecosystem.

Source: AllUnity

2/ A MiCAR-compliant euro stablecoin is more than a crypto asset.

It’s foundational infrastructure.

Without it, institutions and real-economy actors stay on the sidelines.

Unregulated options aren’t viable at scale.

— AllUnity (@AllUnityStable) July 3, 2025

4/ Enterprise adoption doesn’t hinge on speed or culture.

It hinges on stability, compliance, and trust.

If Europe doesn’t act now, others will build the rails we use tomorrow.

— AllUnity (@AllUnityStable) July 3, 2025

6/ If Europe wants sovereignty in digital payments, there’s no shortcut.

It takes work.

It takes credible institutions.

It starts now—with an electronic euro built for business.

🔗 Read our blog: “Digital Sovereignty Starts with the Euro” to learn how: https://t.co/9xdx99lPrn

— AllUnity (@AllUnityStable) July 3, 2025