Phong Le, chief executive of Strategy, said on X that Strategy is introducing the bitcoin bank adoption index. He said adoption of Bitcoin and the related digital asset ecosystem across major banks and financial institutions is accelerating, but still early at 32%.

Introducing the Bitcoin Bank Adoption Index. Adoption of Bitcoin and the related digital asset ecosystem across major banks and financial institutions is accelerating, but still early at 32%.

Methodology and updates to follow. Institutions with questions, corrections, or… pic.twitter.com/BEajJPIE63

— Phong Le (@phongle) July 13, 2026

Fidelity, the U.S asset manager, tops the index with an index score of 71%. For example, in May this year Fidelity International launched its first tokenized fund, FILQ.

Swiss-based digital asset banking group Sygnum said at the time that the launch arrived as treasury-focused tokenized money market funds near $15bn assets under management, attracting participation from the world’s largest asset managers, digital asset exchanges, stablecoin issuers, and DeFi protocols.

“FILQ demonstrates how tokenization is evolving from experimentation into scalable financial market infrastructure,” added Sygnum. “By partnering with Fidelity International and infrastructure providers including Chainlink, Apex Group, and JPMorgan, this launch shows how connected ecosystems can support regulated investment products in a more digital and always-accessible market environment.”

Abigail Johnson, chairman and chief executive of Fidelity, said in her annual letter in March this year that Fidelity was an early adopter of crypto. The asset manager started bitcoin mining in 2014 and launched its first commercial offering in 2017.

“This year, we expanded our digital assets offerings and capabilities with the launch of Fidelity Crypto for individual retirement accounts (IRAs), a Solana coin offering, Fidelity Solana fund, and an onchain share class for Fidelity Treasury digital fund,” she added. “Fidelity Digital Assets also enhanced the retail investor experience by rolling out deposit and withdrawal transfers for all eligible Fidelity crypto accounts.”

Tokenization isn’t a pilot anymore.

It represents a structural shift in how assets are issued, traded, and settled—and it’s already being adopted at an institutional level.

From Treasuries to equities, the rails are being rebuilt in real time.

Read the full report:… pic.twitter.com/cFCNfkI7h9

— Fidelity Digital Assets (@DigitalAssets) June 18, 2026

BNY, the U.S bank and custodian, is in second place in the index with 46% and Goldman Sachs is third at 45%.

Marc Baumann, founder of 51, which provides commentary on digital assets, said on X: “this week we get an index saying bank adoption is already a third of the way there. the custody and settlement rails are going in right now. the allocation follows the rails, not the other way around.”

32% is the number to watch, not the price.

a year ago major-bank bitcoin adoption was a rounding error. last week Swift put 17 of the world's largest banks on a shared blockchain ledger. this week we get an index saying bank adoption is already a third of the way there.

the… https://t.co/sOQ8d01cUD

— Marc Baumann 🌔 (@marcb_xyz) July 14, 2026

Spendnode, which tracks card issuers, highlighted that Strategy is not neutral as a bitcoin treasury company: “A company with that position publishing its own adoption index is closer to a marketing instrument than an independent benchmark.”

BANK BITCOIN ADOPTION SCORED AT 32%
Strategy just published a Bitcoin Banking Adoption Index. It puts overall bank exposure at 32%, with Fidelity in front at 71%.
One number, one issuer, and a metric nobody else defines yet. We break down what it measures and what it quietly…

— SpendNode (@spendnode) July 14, 2026

“That does not make the numbers wrong. It means the methodology matters more than usual, and the methodology has not been independently audited,” added Spendnode. “Until that detail is public, 32% is a claim, not a settled fact. Treat it as a directional signal from an interested party.”